Your phone is encrypted by default, there’s practically no way to not let it encrypt without unlocking the bootloader.

Older phones that came out before the default encryption was standard were the ones that had the option to encrypt the phone or let it remain decrypted.

If you own a smartwatch that supports tap to pay, you can use that instead.

Not Macbooks though surprisingly.

KDE Connect, when set up properly(pretty much does it automatically) alongside a linux system, you can access the entirety of your phone’s internal storage over LAN as if it were a network drive mounted on your PC.