• remon@ani.social
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    7 months ago

    WTF are you talking about, they can take up to 24 hours on weekdays, longer on weekend/holidays.

      • remon@ani.social
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        7 months ago

        I literally just went to my bank and setup a bank transfer for Saturday, 17.01.

          • remon@ani.social
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            7 months ago

            UBS but that doesn’t really matter. I also have/had accounts with Deutsch Bank, Sparkasse, Volksbank and Postbank and it’s the same everywhere.

              • remon@ani.social
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                7 months ago

                Haha, good one.

                I’m pretty sure you’re just confusing “SEPA Instant Credit Transfer” with “Standard SEPA transfer”.

                […] the maximum payment period for crediting transfers is one business day following the date […]

                https://www.bancosantander.es/en/sepa

                Yes, Instant Credit Transfer is instant, but haven’t seen a single vendor that accepted it, yet.

                  • remon@ani.social
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                    7 months ago

                    Right … another 3rd party local payment provider. Yeah, we have TWINT as well, works well inside Switzerland but useless internationally. So the CC still reigns supreme.

    • Lumidaub@feddit.org
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      7 months ago

      Oh no, an entire day? That’s horrible. /s

      What do you do that always NEEDS instant transfer?

        • Lumidaub@feddit.org
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          7 months ago

          And you do that so much that you actively complain about the slow banking process? I can’t remember ever needing any money to be transferred right this instant, other than the rare delivery pizza treat. Sounds like you’re pretty well off if that’s such a common occurrence.

          • remon@ani.social
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            7 months ago

            Yeah.

            Also digital purchases, I don’t want to wait a day for a download. Hell, even with regular orders, I don’t want to have to deal with having to plan my order in advance around the weekend just so my stuff arrives on the next available shipping date.

            So yeah, unless it’s instant it’s not really an alternative, it’s a downgrade.