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Joined 3 years ago
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Cake day: March 24th, 2022

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  • I think when you’re young it’s especially easy to get cowed into following strange rules and patterns, even when the authority or consequences demanding that you do so are vague or unclear.

    I guess I just find the use of psudo-homophones as euphemisms/codes for platform (or school?!) based psudo-profanity to be particularly weird. Like I get that an advertisement-dependent platform will want to de-prioritize content that discusses suicide because Frosted Flakes doesn’t want to be associated with people killing themselves, and I also understand people wanting to be able to speak freely and be heard and therefore finding comprehensible euphemisms to use on ad-based platforms. I guess what I don’t get is how it leaks over into unmonitored communication or even out into offline contexts. Actually I kinda do; it’s basically Foucault’s panopticon. But I don’t think the solution is just to become ungovernable, but there is certainly utility in being able to recognize the tools that are used to structure your behavior and thoughts.

    Idk, maybe that’s too much of a tangent, but it’s weird, right?







  • I’d say buy CDs from a credit union, or municipal bonds (riskier though). In fact maybe the best thing to do for now is to move your banking over to a credit union if there’s one you can join, or to a smaller local bank if you can’t and you’re with one of the big bastards.

    After that, in terms of stock, an S&P index fund will have some of the best and most consistent returns, and all you’re really betting on is ‘line goes up.’ One could try to find an individual ethical company or companies, like maybe publicly traded B Corps, but even those I have doubts about.

    And real estate isn’t getting any cheaper, so if you already own a home, I suppose you could buy another one and rent it at cost. You get equity, and the renters presumably get below market rent. Maintain the property, give the renters right of first refusal if you decide to sell, and sell at marginal markup rather than market rate and you’d probably be doing better than your average landlord. This is the toughest route to follow while not being a bastard.